The conversation might be challenging to start. Sit down with your future spouse and create a budget that both of you can follow. Start with that. Discuss your goals. I know many people have trouble discussing their finances with their spouse and even go so far as to hide important information before and after the wedding. In that article, I argued that it is crucial to be on the same page regarding your desire for kids before jumping into a committed relationship. For me, I admitted to spending too much on books and on eating out, both of which were seriously draining our finances. The keys to finally getting your spouse to talk about money with you and ultimately get on the same page are mutual understanding, respect, and teamwork. In contrast, Elsa’s parents constantly fought over finances. When you discuss money with your spouse, the last thing you want to do is start the conversation with a condescending demand. Affluence. Pick a day to discuss finances when you are both in good spirits and not exhausted. Learn the pros and cons of merging finances with your spouse, from budgeting together to sharing a joint bank account. ... “It’s always best to discuss finances calmly and nonconfrontationally,” Sprauve says. Talk to your spouse or partner about money. Further, scheduling ahead gives you time to prepare for the mental and emotional strains of the conversation. Like all issues in marriage, it often comes down to communicating. While money conversations are never easy, it’s important to talk with your spouse about family finances. Don’t try to have a conversation about finances after a long day at work, or catch your spouse off guard and ambush them. You got married for a very good reason and you should be able to discuss … Here's how to keep the love while still talking money. In many cases, though, managing finances for a loved one with dementia can be tougher. Let’s say you’re perfectly content shopping at Goodwill when you need to update your wardrobe, but your spouse loves to buy name-brand items at full price. She reacted angrily and aggressively to problems, especially when Carlos would not discuss their money situation at all. It could be a very positive step in the right direction! The same goes for being on the same page with finances, which involves full disclosure of one's current financial situation and discussion of short and long-term financial goals. Pour a glass of wine and do not think of it as a heated discussion. Entering the conversation knowing it’s for the betterment of your relationship can help diffuse some of the tension that comes with talking about finances. In many ways, marriage is a “new beginning” for couples. Most couples dread money conversations because they view it as an attack on their ideals and spending habits. You’ve got a partner to laugh, cry, and grow with for many years to come. 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